Можливість для людей з України

Credit and Risk Analyst - Maternity cover

Information about the position

Place of work

Bratislava, Slovakia (Job with occasional home office)

Job description, responsibilities and duties

- Responsible for managing risk exposure related to SIA Acquiring portfolio
- Possess knowledge about risk evaluations and cases decisioning
- Apply Credit risk policies for prospective and existing commercial/merchant/portfolio accounts
- Performs credit analysis and underwriting activities, evaluating financial position and credit worthiness for prospective and existing merchant accounts
- Maintains and reviews current information on existing accounts, as well as analyzes transaction cases
- Reviews credit history to assess credit worthiness of new prospective clients
- Ensures a balanced risk and revenue tradeoff consistent with credit policy and loss target expectations
- Investigates the processing activity on accounts that have exceeded the parameters set in our risk management system and make a real time decision if the account is conducting business in a fraudulent manner or in a way that increases the credit exposure to SIA and its partners
- Investigations include gathering of data from internal and external sources & systems and interpreting the data
- Sharing best practices with merchants and sales partners

Wage (gross)

1 500 EUR/monthStarting from 1500€. Our offer will depend on the expertise and seniority of the final candidate.

Employee perks, benefits

• Hybrid way of working - 60% Home office
• Contribution to pension plan
• Health care - Private medical center
• Life and Accident Insurance
• 25 full paid sick leave days per year ( 5 sick days)
• Meal vouchers – fully covered by the company
• Multisport card
• Long term career development
• Hard & Soft skills trainings

Requirements for the employee

Candidates with education suit the position

University education (Bachelor's degree)
University education (Master's degree)

Language skills

English - Intermediate (B1) or Hungarian - Upper intermediate (B2) or Slovenian - Upper intermediate (B2) or Romanian - Upper intermediate (B2) or Polish - Upper intermediate (B2)

Other knowledge

Microsoft Excel - Advanced

Number of years of experience

2

Personality requirements and skills

- At least 2 years of experience on a similar position
- English on an intermediate level, at least passive knowledge, understanding of a written text is a MUST
- One of these languages: Hungarian, Slovenian, Romanian or Polish on an upper intermediate level is an Advantage
- Ability to work in a fast pace environment and be able to make real time & accurate decisions
- Effective and professional communication with clients/partners (Law enforcement, Card Schemes, Attorneys, Merchant Business Owners and credit card customers, who make purchases at our client’s business)
- Experience in Fraud prevention, Merchant Acquiring, Accounting or Finance field
- Knowledge of Finance and Accounting principles
- Ability to identify trends in processing
- Ability to read consumers credit reports as well as credit reports on businesses; complete risk assessments and financial analysis
- Detail oriented
- Analytical thinking
- High level of negotiation skills

Advertiser

Brief description of the company

SIA is European leader in the design, creation and management of technology infrastructures and services for Financial Institutions, Central Banks, Corporates and the Public Sector, in the areas of payments, cards, network services and capital markets. SIA Group provides its services in over 50 countries, and also operates through its subsidiaries in Austria, Croatia, Czech Republic, Germany, Greece, Romania, Serbia, Slovakia, Hungary and South Africa. The company also has branches in Belgium and the Netherlands, and representation offices in the UK and Poland.

Number of employees

250-499 employees

Contact

Contact person: Hana Tatranská
E-mail: send CV
ID: 4493779  Dátum zverejnenia: 3.1.2023  Základná zložka mzdy (brutto): 1 500 EUR/month